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Life Money Balance® Podcast

The Life Money Balance® podcast helps you “let your life lead your money, not your money lead your life” and engage with your journey to create your life's design. The podcast uses compelling conversations that combine money psychology with personal finance topics to improve your well-being and achieve your life aspirations.

Your host Dr. Preston D. Cherry (“Dr. Cherry”), interviews guests and performs solo shows to provide an emotion-safe space where real people engage in real talk and share authentic moments. Let’s chop! Learn more by following @drprestoncherry, Certified Financial Planner, Certified Financial Therapist, University Professor, and Founder & President of Concurrent Financial Planning, www.concurrentfp.com.

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Life Money Balance® Podcast

57% of Retirees Regret Not Doing These 5 Things Earlier

September 01, 2025 • Dr. Preston Cherry

Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/

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57% of Gen Xers regret not starting retirement savings earlier - but that’s not the only miss.

In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down the 5 most common money regrets derailing Gen X - and shows you a simple 4R Framework to realign fast.

This isn’t about shame. It’s about turning regret into a plan you can live with (and stick to).
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What You’ll Learn in This Video
✅ The 5 big regrets: late saving, too much debt, kids’ college over retirement, no estate plan, no professional guidance
✅ Why Gen X carries the highest non-mortgage debt - and how to start unwinding it
✅ The 4R Framework (Review, Reframe, Reprioritize, Rebuild) to reset in minutes, not months
✅ Real numbers: how a strong savings rate in your 40s/50s can still target early 60s retirement
✅ How to rebalance cash flow (college vs. retirement), reduce decision fatigue, and create harmony
✅ The one-page “Financial Harmony Brief” to align values, cash flow, and action

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Who Is This Video For?
📌 Gen X (ages ~43–59) who feel “behind” despite solid income
📌 Parents funding college while sacrificing retirement
📌 DIY investors craving structure, not spreadsheets
📌 Professionals who want clarity, cadence, and control - without shame
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https://concurrentfp.typeform.com/genx-scorecard

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