The Financial Harmony™ Podcast
The Financial Harmony™ Podcast with Dr. Preston Cherry blends real financial strategy, retirement planning, and money psychology for people who want clarity without chaos. Hosted by Dr. Cherry, CFP®, Ph.D., and financial therapist, the show delivers grounded insights on investing, taxes, and aligning money with life.
Each week, Dr. Cherry shares clear, grounded insights on retirement planning, investing, tax strategy, and decision-making, alongside honest conversations about money behavior, identity, and well-being.
This show helps you reduce financial stress, make confident decisions, and align your money with the life you want to live. You’ll learn how to invest smarter, spend without guilt, and build wealth that reflects your values, not just your numbers.
No finance-bro energy.
No rage-based hot takes.
No performative advice.
Just calm authority, psychological insight, and real financial guidance for navigating markets, transitions, and life with intention.
Get 1:1 all-inclusive flat-fee financial planning, or go deeper through the Financial Harmony™ Membership for group-based fiduciary guidance, education, workshops, and community.
Live your wealth, your way.
The Financial Harmony™ Podcast
My Honest Thoughts To Anyone Working Past 59... RETIRE ASAP
Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/
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Most retirement plans obsess over how long you’ll live (lifespan) and miss the years you’ll live well (healthspan).
In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) shows Gen X how to plan for the years you’re healthiest, most active, and most fulfilled - and how to align money to life stages, not just birthdays.
You’ll learn a simple framework to fund your “go-go” years, protect the “slow-go,” and prepare for the “no-go” - without oversaving your best years away.
This isn’t about perfection. It’s about harmony - so you can live your wealth, your way.
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What You’ll Learn in This Video:
âś… Healthspan vs Lifespan: the difference, why it matters, and what the latest stats imply for Gen X
âś… Life-Stage Planning over Age-Based Rules
âś… The Oversaving Trap: how underspending in your prime steals joy - plus a sane spend plan by vitality phase
âś… Practical Healthspan Moves: preventive care cadence, fitness & recovery basics, and long-term care planning while premiums are lower
âś… A Life-Stage Budget Overlay: align cash flow to energy levels, not just actuarial life expectancy
✅ Review Rhythm: quarterly “Health & Wealth” check-ins to adjust spending, travel, care, and coverage as needs change
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Who Is This Video For?
📌 Gen X - within 5–15 years of retirement
đź“Ś High earners/business owners who want freedom without fear
đź“Ś Couples coordinating lifestyle, caregiving, and survivor planning
đź“Ś DIY investors who want a clear, values-first, stage-based plan
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe for Weekly, Life-Stage Retirement Strategies👇
YouTube: @DrPrestonCherry
Take the Gen X Retirement Readiness Quiz 🚨
https://concurrentfp.typeform.com/genx-scorecard
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