Life Money Balance® Podcast
The Life Money Balance® podcast helps you “let your life lead your money, not your money lead your life” and engage with your journey to create your life's design. The podcast uses compelling conversations that combine money psychology with personal finance topics to improve your well-being and achieve your life aspirations.
Your host Dr. Preston D. Cherry (“Dr. Cherry”), interviews guests and performs solo shows to provide an emotion-safe space where real people engage in real talk and share authentic moments. Let’s chop! Learn more by following @drprestoncherry, Certified Financial Planner, Certified Financial Therapist, University Professor, and Founder & President of Concurrent Financial Planning, www.concurrentfp.com.
Life Money Balance® Podcast
My Honest Thoughts To Anyone Working Past 59... RETIRE ASAP
Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/
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Most retirement plans obsess over how long you’ll live (lifespan) and miss the years you’ll live well (healthspan).
In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) shows Gen X how to plan for the years you’re healthiest, most active, and most fulfilled - and how to align money to life stages, not just birthdays.
You’ll learn a simple framework to fund your “go-go” years, protect the “slow-go,” and prepare for the “no-go” - without oversaving your best years away.
This isn’t about perfection. It’s about harmony - so you can live your wealth, your way.
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What You’ll Learn in This Video:
âś… Healthspan vs Lifespan: the difference, why it matters, and what the latest stats imply for Gen X
âś… Life-Stage Planning over Age-Based Rules
âś… The Oversaving Trap: how underspending in your prime steals joy - plus a sane spend plan by vitality phase
âś… Practical Healthspan Moves: preventive care cadence, fitness & recovery basics, and long-term care planning while premiums are lower
âś… A Life-Stage Budget Overlay: align cash flow to energy levels, not just actuarial life expectancy
✅ Review Rhythm: quarterly “Health & Wealth” check-ins to adjust spending, travel, care, and coverage as needs change
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Who Is This Video For?
📌 Gen X - within 5–15 years of retirement
đź“Ś High earners/business owners who want freedom without fear
đź“Ś Couples coordinating lifestyle, caregiving, and survivor planning
đź“Ś DIY investors who want a clear, values-first, stage-based plan
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe for Weekly, Life-Stage Retirement Strategies👇
YouTube: @DrPrestonCherry
Take the Gen X Retirement Readiness Quiz 🚨
https://concurrentfp.typeform.com/genx-scorecard
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